Areas of Concentration Zito Wealth Strategies, Inc. is an integrated firm addressing all aspects of a person’s financial life. We work with high net worth individuals and couples and many times for multi-generations.We have chosen to specialize in the following areas of financial advising:Families with Children with Special NeedsWe make sure estate planning, insurance, tax and benefit planning are provided to our families and their special children. We also design and employ strategies to provide lifetime income to children with special needs.Estate DistributionIf you or someone you care about expects to be successor trustee, Power of Attorney, or administrator of another person’s will, we have specific training and experience to help you complete this very important work. Most people do not have experience distributing someone’s assets. As such, it can be very difficult, confusing and a bit overwhelming. We are here to help.Retirement Income PlanningMany of our clients have retired over the last 5 years. We design specific retirement income plans for each client. We believe in pensionizing IRAs. We want to do everything in our power to avoid having clients run out of money later in life. We also want to maximize income, reduce taxation wherever possible and help grow retirement funds, while our retired clients are taking distributions.